The management of Old is Gold Store; Prithvi, Jaya and Sanjay felt the need to address the long neglected topic of understanding and managing incontinence (bladder weakness) among the senior citizens of our community. This led to the idea of organizing a workshop on incontinence for the benefit of elders and medical professionals. In January 2016, they organized a free workshop for senior citizens called “Bladder weakness (incontinence) – coping with ageing issues”.
“I believe a lot of elders are embarrassed to talk about incontinence, leave alone actively try and find a solution. By avoiding and neglecting this issue, the caregivers’ burden grows and their loved one suffers,” Prithvi said.
“We want to help elders understand and cope with incontinence with some of our products designed to provide comfort and relief,” Sanjay said.
This workshop addressed incontinence issues and solutions and was sponsored by M/s. Bella Premier Happy Hygienecare Pvt. Ltd, the makers of Seni Brand of Adult Diapers. The workshop was held on Thursday, Jan. 07 from 2:30 p.m. to 6:30 p.m. at Natesan Institute of Co-operative Management (NICM), Anna Nagar.
The key speakers were Dr. Kalaivani Ramalingam MBBS,DGO, MRCOG, CCT(UK), Consultant Urogynaecologist, Chennai Urology Clinic, Apollo Hospitals who spoke about “Incontinence – understanding the change” and Mr. Jerzy Jusiega (Seni, Poland) who spoke about “Incontinence – management: the easy hygienic way”.
Ms.Jayashree, Director, Old is Gold Store welcomed the packed audience and introduced both the speakers. She also outlined the vision behind Old is Gold Store and the need to address issues involved with Geriatric Care.
Dr.Kalaivani’s presentation highlighted the problems faced by elders, both male and female. The presentation with accompanying slides was explained in layman’s terms in both English and Tamil for the benefit of the audience. The presentation lasted about 30 minutes and was followed by a Q&A session. Dr. Kalaivani Ramalingam answered all the questions put to her by the audience with patience and clarity. This was well received by the audience who were happy to have their questions clarified.
The next presentation was by Mr. Jerzy Jusiega (SENI Adult Diapers, Poland) who spoke about “Incontinence – management: the easy hygienic way”. Mr. Jerzy Jusiega highlighted various incontinence products developed by SENI, Poland. He stressed the need to choose the right diaper and demonstrated how to take measurements. He also gave information on the latest technology used by SENI to manufacture the best incontinence support products.
There was a 15 minute snack and coffee break followed by the much awaited ‘Andha Naal’ a retro quiz conducted by Dr Anitha Paramasivam. This quiz was open to senior citizens and medical professionals. Dr. Anitha was a charming and a witty hostess and was easily able to carry the audience with her. The participants enjoyed themselves and answered eagerly to all the questions. Those who gave the correct answers were rewarded with a discount voucher from Old is Gold Store.
The workshop ended with a vote of thanks by Mr. Sanjay Dattatri, Director – Old is Gold Store.
After all, Diwali is inextricably entwined with fireworks, and this means heightened levels of pollution that can lead to breathing difficulties and chest infections. For people with weakened immunity, having asthma or chronic obstructive pulmonary disease (COPD), Diwali can be extremely taxing.
So here are a few things you can do to protect yourself and your dear ones from the pollution:
- Avoid going out
- If possible stay inside an air-conditioned room. Ensure that the air-conditioner’s inlet vent is in closed position, so that it does not suck in outside air but keeps the same room air circulating. Most air-conditioners have a setting for this.
- Wear a mask. A N95 approved particulate respirator mask that covers the nose and mouth should do the trick. All the toxic particles released by bursting firecrackers will be blocked by this mask ensuring that none of it enters your lungs.
- If you suffer from asthma or bronchitis, make sure you have your inhalers and medication ready and with you at all times.
- If noise is an issue, get earplugs. Disposable soft earplugs that are gentle on the ears are available.
- If you wear hearing aids, this may be a good time to remove them or switch them off. [At least when you are at home and in a safe environment].
- Take all your regular medicines without fail.
- Drink plenty of fluids
- Encourage family, especially children, to reduce quantum of purchase of fireworks
- Call your doctor immediately if:
- You have shortness of breath or wheezing that is rapidly getting worse.
- You are coughing more deeply or more frequently, especially if you notice an increase in mucus (sputum) or a change in the color of the mucus you cough up.
- You cough up blood.
- You have increased swelling in your legs or abdomen.
- You have a high fever (over 100 degrees).
- You feel severe chest pain.
- You develop flu symptoms.
- You notice that your medicine is not working as well as it had been.
- You use oxygen at home and feel like you need more. Use only the amount
- recommended by your doctor. In some people with COPD, too much oxygen can
- be dangerous.
Here’s wishing you a happy and healthy Diwali! To buy the mask please visit our site.
In a role reversal, a few seniors in Besant Nagar are caring for youngsters. L. KANTHIMATHI on their initiatives in The Hindu.
We tend to picture senior citizens as helpless and leaning heavily on others. And therefore, we are surprised when we see them serve people considerably younger than themselves.
And I should admit I was more than surprised to discover such a group of seniors in Besant Nagar.
Senior Citizens Group of Besant Nagar, founded in 2012, collects and distributes books to college students. Chandrasekhar, honorary president of the forum, says, “We sent a press release about our initiative to neighbourhood tabloids and made a few calls — that’s all it took to get started. Many came forward to donate their books. Many students from families with low incomes came to receive these free books.”
To read more go here.
I am a Family Caregiver living in Abhiramapuram and my mother and I take care of my elderly grandmother. My grandmother has some challenges with mobility and with moving her right arm as she is a stroke survivor, but she manages quite well and is very lively.
This Diwali, as per the custom each year, we wanted to make sure that my grandmother had a new dress to wear to celebrate the day. She usually wears nightdresses along with a towel or dupatta around her neck. We had purchased a beautifully designed nightdress from the Cocoon collection at the Old is Gold Store before Diwali, and knew we wanted to get her a new one from the same collection.
We love this line of clothing for her because the shoulder buttons and roomy size of the dress make it easy for her to put on because she does not need to lift both hands or struggle to have it fit over her healthy frame. The length of the dress is also slightly shorter, so we don’t have to worry about her tripping over it when we are helping her to move from the bed to her chair. Previously we had to hem all nightgowns, but this one seems to really be made with our needs in mind. Sometimes during Diwali we reminisce on how she used to wear beautiful saris and feel a bit sad that we cannot buy her one to wear. But, from our previous experience with a Cocoon nightgown, we know it looks and feels like a high quality garment, so it made us feel like we are giving her something nice in lieu of a sari like the old days.
I was happy to get her one in a bold color for Diwali, because I knew it would be an item we could purchase and use right away, without alteration, and she would be comfortable both putting it on and wearing it. Indeed she was delighted to wear her new dress that day and we had a wonderful celebration.
A nightdress seems like a simple thing to write about, but to us these dresses it allows us to add some variety, convenience and comfort to our lovely grandmother’s life.
This is part-III of Precautions to protect assets after death.
Leaving behind instructions to handle incapacities
A closed cover noted as confidential stating name and date could be kept along with will or given to a close relative or a friend after briefing the need for such requirements with a note on the following lines:
1. If I am unconscious or critically ill and revival will make me immobilized, I do not wish to be under invasive Medical / life support such as pacemaker, ventilator, but wish to leave this world naturally and peacefully. (Please do not institute any resuscitation measures).
2. In case of my suffering due to dementia I authorize Mr………………..( my son /brother-in-law/daughter/wife) to take decision on my behalf and I authorise him/her to operate my bank account and also act as my attorney to dispose /realize my assets.
Note: Your personal medical advisor may be consulted to frame the wordings to cover the content of above instructions to match the medico-legal requirements of the hospitals.
Instructions to handle sudden death:
The following important areas need to be covered and documented which should assist as a ready reckoner or a guide to the successors/ family members in managing the affairs on sudden death.
Persons above sixty years or with health problems are advised to prepare a Document/Ready Reckoner of Instructions and a format is suggested as follows:-
INSTRUCTIONS RECOMMENDED FOR EFFECTIVE MANAGEMENT OF AFFAIRS
IF I WERE TO DIE SUDDENLY
|CONTACT NO||LAST UPDATED ON|
|Sl No||Subject matter||Issue Involved||Remarks||Annexure|
|1.||WILL||I have got my will registered||Document no and date ofregistration||I|
|I have not made any will|
|a.||Immovable||Residential house at… (Location)||Door No.; purchase document no.||II|
|Vacant land at …….(Location)||Purchase document no.||II|
|Let out property at …. (Location)||Door No.; purchase document no.||II|
|Details of tenants|
|b.||Movables||Fixed deposits, shares and securities,SB account, Vehicles, LIC polices
Pension details , Bank Locker etc
|Please see details in Annexure III(Nomination is important)||III|
|c.||Liabilities||Bank loans, housing loan, private loans||Please see details in Annexure IV||IV|
|3.||Family Members||Spouse, children, grand children||Give name and age of the membersas on the date of preparing
|4.||PROFESSIONALS REFERRED||Family doctor/ specialistlawyer/ auditor/ family priest||Give name and contact number||VI|
|5.||CLOSE FRIENDS AND RELATIVES||Give List with address and phone numbers||VII|
|6.||SAFE CUSTODY OFDOCUMENTS
Location of locker , place of keeping valuables, financial instruments FDs shares etc, personal IT records LIC policies
|Locker no and bank, location of the locker/ almirah in the house and the place where the keys are kept usually to be indicated||Please take out a schedule of description to serve as a guide for the persons after demise||VIII|
|7.||RELIGION/WORSHIP||places of worship||Give the name of temples/ church which are being frequented periodically or is there any pilgrimage centers visited or any vow/wish which are not fulfilled||IX|
|8.||ATHEIST||give details of the funeral/ rituals you wish your successors to follow||Give details of your assets givento others or other assets in your
|9.||CONFIDENTIAL||Any other Private lending or borrowing without any legally enforceable record. Have you made any promise of support/cash award/ donation to any-one not covered in the will||Give the name ofI.Relatives, II. Staff, III. Servants
and the amount you may wish to be paid. Give details of persons from
whom there is dealing
|10.||ASSETS IN OTHERS’ CUSTODY||Give details of your assets givento others or other assets in your
|11.||WISH NOT COVERED IN THE WILL||How to dispose off the body||give details for reference|
|whether eyes/ liver/ kidneys are donated||Give details of documents / declarations signed and their custody||XI|
|12.||OBITUARY||How you wish to publicize after demise||Which paper, which photo, what contents, Details of the order in which obsequies to be conducted.||XII|
|13.||ANY COURT CASE||What is it about||How to continueAny other information like Advocate in custody of records||XIII|
|14.||ANY UNFINISHEDPROJECTS/PROGRAMME||Is there any Building/ House /Marriage of children pending||What you wish to state|
|15.||ANY CHILDREN WITHPHYSICAL OR MENTAL
|Names||What provision or security you wish to provide them|
Note – Just as will is done and reviewed/ remade, the above data can be periodically reviewed and redone. When the details and data is captured in the computer, updation becomes a simple exercise. A closed cover noted as confidential stating name and date could be kept along with will or given to a close relative or a friend after briefing the need for such requirements with a note.
Continuing from Part – I.
Please prepare a checklist on first of January or first of April each year of various due dates for compliance and prevent any omission/loss/ inconvenence. This will not only help keep track of your compliances as you advance in age, it will be of use for your
successors/relatives to take care of the responsibilities linked to assets in a systematic manner.
Note: One can include additional items to suit family/personal/business/official and other requirements.
|S.No||Description||Due Date||Date of compliance|
|1||Payment of LIC Premium|
|2||Advance Tax/TDS payments|
|3||Filing of IT return|
|4||Renewal of Mediclaim policy|
|5||Payment of vehicle insurance|
|6||Renewal of driving license|
|7||Renewal of Passport|
|8||Payment of SAS (Property Tax)|
|9||Renewal of membership|
|10||Annual Health Checkup|
|11||Renewal of licenses|
Source: The above article is Published in the Journal of August 2014 by Kanara Chamber of commerce & Industry
Death is certain. When an individual dies suddenly, the family members will have to face problems if the individual, in anticipation of death, has not taken precautions and made arrangements to settle his affairs. While appreciating the inevitable truth that Death is certain, one also needs to understand and execute his responsibilities in anticipation of the event in the best interest of his loved ones and dependents.
Death could occur suddenly by accident, heart attack and so on or a person could become incapacitated, unconscious and unable to speak or function. While we pray that such a situation should not come to anybody, every prudent person should take precautions to explain all his ideas, position of assets, relationship with family members, financial details and other vital information and inform his family members and close friends so that the affairs and assets are properly managed. This responsibility is beyond writing a clear, complete and legally valid Will. Despite the will, there are likely situations that the successors, being unable to know details and whereabouts of assets, tend to lose the wealth and land in unwarranted hardships. What was earned and saved becomes waste! In the hours of death and grief, they would also be facing unwarranted difficulties due to lack of information and instructions in management of affairs. To overcome such avoidable consequences the following suggestions are being shared.
A. BEING ORGANISED IN PERSONAL AND FINANCIAL MATTERS:
It is in your best interest to follow the following points in order to keep your personal financial and legal compliance matters in an organized manner:-
a) All investments in FD, NSC, LIC policies, Bonds, Shares etc., are to be held in joint names and nominations are to be made for all such investments. It is also advisable to maintain photocopies of the documents along with an Investment Register being kept up-to-date as and when the investments undergo changes.
b) Keep a ‘Notarised’ photocopy of all the documents of immovable property. The original title deeds are to be carefully preserved. If they are very old or inherited take steps to get the name of legal representatives / beneficiaries in the revenue records. Obtain a legal opinion and keep the same along with the original title deeds to avoid difficulty in disposal because the rules and regulations are changed periodically and the same can be taken care of in time under advice of a competent advocate.
c) If there are immovable properties owned, please get the will registered with the help of an advocate. If the will is written in the handwriting of the testator the bonafides of the will cannot be disputed by the legal representatives. Please confirm that such handwritten will bears date and signature of the testator and two witnesses. It is advisable to choose family doctor and another person known to the family as witnesses to the will. Younger person as witness is preferred. Witness should be of good integrity to stand by the will if such need arises.
d) To avoid litigation for succession by questioning the will, Settlement of property retaining the life estate is advisable. Stamp duty for such instrument is at a concessional rate in some states.
e) A person living in isolation without spouse or issues will have to plan properly the disposal of their assets and belongings in advancing age and when they fall sick or have irreversible health problems.
f) Make it a practice to keep all important documents, title deeds of property, jewellery, FDs, Shares, Deeds, LIC policies other financial instruments and valuable assets in a safe place and periodically brief about the same to the close persons in the family.
g) If adequate precaution is not taken to enable the successors/beneficiaries to realize and enjoy the hard earned wealth, time and energy will be wasted in litigation besides delay in encashment of investments.
Source: The above article is Published in the Journal of August 2014 by Kanara Chamber of commerce & Industry
Almost 15 million elderly Indians live all alone and close to three-fourths of them are women. In some states like Tamil Nadu the proportion of such ‘single elders’ is even higher with one in eleven of those aged above 60 living alone. One in every seven elderly persons in India lives in a household where there is nobody below the age of 60. In states like Andhra Pradesh and Tamil Nadu, a quarter of the elderly population lives in such all-elderly households.
This was revealed in Census 2011 data on the number of elderly people (above 60 years) and household size released this week. Of the nearly 250 million households in India, 31.3% have at least one elderly person. If we take away those elderly living alone or in elderly-only households from this number, just over 27% of households or 68 million households have elderly living with younger members. In almost 70% of households there is nobody above the age of 60.
To read the original article in the Times of India, go here.
It performs best in the enabling environment domain (52), a significant increase from its 2013 ranking (72) due to an increase in sense of civic freedom (77%) and satisfaction with public transport (69%).
It performs moderately in the capability domain (55), with near the regional average values for employment (55.8%), but low values for educational attainment among older people (20.3%).
It ranks low in the income security domain (71), with poor pension income coverage (28.9%). However, it has low old age poverty (5.1%) and high relative welfare for its region. It ranks lowest in the health domain (87), with below regional average values on all health indicators.
Life expectancy at the Age of 60 in India is estimated to be 17 years, while the estimated number of healthy years is on about 12.6. Only about 28% of those above the age of 65 receive any pension and the rest are dependent on their own savings or their children.
The most worrisome finding is that the country does not seem to have any clear National policy on ageing. Unless concrete steps are taken in defining a national level policy on ageing, it is going to be very difficult to see any great improvement in India’s ranking in the future. With the pressure of increasing population in this segment, things can easily go downhill very quickly.
The top 10 countries to grow old is are:
- New Zealand
For a more detailed anaysis, go here.